Areas of Advice

Bespoke Investment Advice

Investment covers a multitude of areas from short term to longer term. We aim to utilise tax efficient wrappers where possible from Individual Savings Accounts (ISA’s), Unit Trusts, Bonds, Venture Capital Trust (VCT), Enterprise Investment Scheme (EIS) and AIM investments. Our view for clients with larger portfolios, is to place their investments with a Discretionary Fund Manager (DFM). If this approach is not applicable we will consider other investment solutions, taking into account the clients’ attitude to risk and objectives. All advice is bespoke and tailored to our clients. This is paramount to the service we provide, allowing for flexibility and expertise to ensure that each individuals needs are met.

Pension & Retirement Planning

Retirement planning is not only for just before you reach retirement age, but also in retirement and even beyond. At Davey Wealth Management Ltd we will assess the most appropriate approach, especially since ‘pension freedoms’ were introduced in 2015 making more options available.

Retirement planning is a complex area and advice may be needed in areas such as switching, drawing benefits, phased retirement or pension transfers. With so many areas of legislation the importance of advice has never been greater.

Estate & Tax Planning

After working all through life to build up assets, many clients are keen to preserve this for the next generations. Davey Wealth Management Ltd can give advice to utilise legislation and help families minimise the liability to inheritance tax.

The benefits to the treatment of tax will depend on your individual circumstances and may be subject to change in the future. The FCA do not regulate inheritance tax planning.


Protecting yourself and loved ones in the event of a “What if” is important. We give advice in relation to all forms of protection, including arrangements to protect your family, income, estate, business and liabilities, such as mortgage and business borrowing. We use income protection, life assurance and critical illness plans to ensure, if the unexpected happens, you and your family’s financial position is secured.

Davey Wealth Management Ltd. Registered Office: C/O Lowe Henwood, The Lodge, 149 Mannamead Road, Plymouth PL3 5NU
Registered in England & Wales No.12380133 Davey Wealth Management Ltd is an appointed representative of Vision Independent Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority. FCA Number 487395. This can be verified by visiting the Financial Services Register.

The guidance and/or advice contained within this website is subject to the UK Regulatory regime and is therefore aimed at customers in the UK. The Financial Conduct Authority does not regulate Inheritance Tax and Estate Planning, Wills, Trusts, Business Finance, National Savings and some forms of Individual Savings Accounts.

The future value of investments can fall as well as rise and is not guaranteed.

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